Car finance – what you need to know | Top10s finance a car

by eqreBORN

Un grand nombre d’acheteurs britanniques choisissent de financer leurs voitures de rêve par le biais d’un accord de financement. Avec autant de façons de financer une voiture, comment trouver celle qui vous convient le mieux ? Dans ce guide Top 10, je passe au crible les acronymes pour expliquer chacune des méthodes disponibles, ainsi que les avantages et les inconvénients de chacune. Abonnez-vous à carwow sur YouTube – En savoir plus sur le financement automobile dans notre guide détaillé – Le marchandage maladroit est une chose du passé avec carwow. Choisissez votre voiture parfaite avec notre outil de configuration et laissez les meilleurs concessionnaires du pays rivaliser avec vous. Comparez les cinq meilleures offres par prix, emplacement et notes de revendeur et choisissez celle qui vous convient – pas de tracas, pas de marchandage, juste une bonne affaire. Visitez notre site pour économiser de l’argent sur votre nouvelle voiture -.

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carwow 06/12/2021 - 3:19 Chiều

To find out more about car finance and the options available to you, head over to our handy in-depth guide here –

FinanceSky 06/12/2021 - 3:19 Chiều

Literally to the 1% who's reading this, God bless you, and may your dreams come true, stay safe and have a wonderful day.

abdul sijad 06/12/2021 - 3:19 Chiều

i need to buy a donkey…do u think i can get finace to buy 100 donkey…i need 100 as i need to take some stuff up this big hill

Arralel Odi 06/12/2021 - 3:19 Chiều

Mate in case anyone hasn’t told you before:
The mini cringe music 🎶 breaks between you getting off and on the cars is soooo NOT cool !

Nick Moody Funny Torque 06/12/2021 - 3:19 Chiều

Great video. Was thinking about doing something similar on my YouTube channel, lots of misunderstandings when talking about financing vehicles

T 1000 06/12/2021 - 3:19 Chiều

This guy is hot 🔥

ਉਂਕਾਰ ਸਿੰਘ 06/12/2021 - 3:19 Chiều

Cheers me dears

Artem Lobov 06/12/2021 - 3:19 Chiều

What's the fascination with keeping up appearances, just buy a car outright.

Dan MGTOW Bruno 06/12/2021 - 3:19 Chiều

Wake up and save your money every month 🙏

Reliable £1500 car like a VW Passat TDI 2007-2010 won't let you down,

Car finance means less money for you EVERY SINGLE MONTH just to impress a person at a stoplight you will never meet😂🙈🙈🙈

Claire Kimber 06/12/2021 - 3:19 Chiều

What is the benefit of HP or PCP over getting a low cost loan and financing an outright purchase through that route?

Clinton Maria 06/12/2021 - 3:19 Chiều

I live in the United kingdom London and I am a happy woman today? I told myself that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for a loan to Them. If you are in need of loan and you are 100% sure to pay back the loan please contact them via WhatsApp +14357764622 or email (

Webb Money 06/12/2021 - 3:19 Chiều

Another great video Matt! Although I think it's best to steer clear of car financing in most cases

Matthew K 06/12/2021 - 3:19 Chiều

I'm so surprised by how many people think a car is a liability. It's a depreciating asset. Some of you need to go back to school.

MoneyLoaders 06/12/2021 - 3:19 Chiều

Will you like to work and earn from home?? It's very easy, make as much as 5000 per month, depending on how hard you work. Hit me up for details

Person Person 06/12/2021 - 3:19 Chiều

As the saying goes "stick within your means". I don't understand people who get themselves into finance deals to keep up appearances. I'd rather be proud of what I can afford and not lose money through leasing (renting) or regular interest payments.

I understand it if a person is well off, otherwise just stick to what you can afford. If you don't like your current reality, work to change it.

Lava Yuki 06/12/2021 - 3:19 Chiều

I bought my first with cash, but I want a luxury car next so have to consider one of these.

MR Smith 06/12/2021 - 3:19 Chiều

My Tips Buy a personal plate 2 Buy a used car from main dealership with warranty 3 keep extending warranty 4 Buy with Hire Purchase and run the car for five years THe result you own the car have no penalties and you will not lose a fortune you drive a new car out of the Garage I have ran some beautiful cars like this and its never failed me yet with a good deal

Flak Jacket 06/12/2021 - 3:19 Chiều

I only heard PCP 😋

James Postlethwaite 06/12/2021 - 3:19 Chiều

anyone else thinks he talks weird?

AntKew23 06/12/2021 - 3:19 Chiều

If you have good credit rating, my advice is use a bank loan every time. A bank loan is cheaper APR and the car is yours to sell whenever you like.

The Ferrari Guy 06/12/2021 - 3:19 Chiều


This video was simply amazing I love it! I make automotive compilation videos on my channel and I was just wondering if I could use 30 seconds or so of this video on one of mine. Now Don’t worry, the source of your video will be linked in the description and your channel name will be on the video itself in the top left corner. I hope to hear from you soon. Thank you for your time!

Cannygrowabeard 06/12/2021 - 3:19 Chiều

Interesting that you didn't talk about the risks of PCP and ending up with negative equity, or the fact that dealerships get insane bonuses for pushing people towards PCP over leasing.

Cre8tive Univerce 06/12/2021 - 3:19 Chiều

Very good

PunjabiKudiUK 06/12/2021 - 3:19 Chiều

DON’T ‘buy’ what you cant afford full stop period. Those saying oh Finance is just spreading the cost and we still got the cash blah blah blah. What about the interest your paying? What about the restrictions? Let alone the penalties.

This is why young people don’t get the concept of ‘hard work’ because they can get what they want on finance and credit.

Jason West 06/12/2021 - 3:19 Chiều Reply
Feat AH Feat AH 06/12/2021 - 3:19 Chiều

So if I get a ferati and the finince is £665 per month dose that mean I pay £665 per month

whiteweewee 06/12/2021 - 3:19 Chiều

Buy a 2 year old car with cash savings and cheap loan from bank. Pay loan over 4 years, and the monthly cost is lower than the cost of new car on PCP. Then sell your car after 4 years and use the money for the next car.

Paul Anthony Hoeflich 06/12/2021 - 3:19 Chiều

Be specific on the finance deal.

d dalia 06/12/2021 - 3:19 Chiều

Brought a car from private dealer who applied finance for me. I have the car and passed finance. Now 5 days in i dont want it. Can i give car back and the finance money?

Yudistiv Reedye 06/12/2021 - 3:19 Chiều

please sit and explain again without driving, its distracting xD

Lava Yuki 06/12/2021 - 3:19 Chiều

There are just so many options, I think bank loan or cash seems best.

Tank The Pitbull 06/12/2021 - 3:19 Chiều

Paying interest rates and balloon payments on something which is loosing value is foolish.

Ian Hernandez 06/12/2021 - 3:19 Chiều

Only 14 and I don’t understand any of this

Noo Hall 06/12/2021 - 3:19 Chiều

Way to complicated, Basically the people selling the car, win win win win

Budy Cheiks 06/12/2021 - 3:19 Chiều

I wish I knew the name of that song that was playing in the background that was lit af

BeReal 06/12/2021 - 3:19 Chiều

Best option is to stay dreaming

Ban Powel 06/12/2021 - 3:19 Chiều

Finance ? You get to drive a nice care that makes you feel special and happy, it’s warranted for a few years ( peace of mind) it’s new so very rare do they break down, and the alternative to finance? You splash out a few thousand for a used car, spend on expensive parts that may need replacing, if the gearbox or engine pack up, all the money invested in that used car will be wiped out. ☺️always financed mine, and @ roughly £2400 per year I can travel in reasonable style and with peace of mind, knowing that it’s a newish vehicle with warranty.

Daniel Baker 06/12/2021 - 3:19 Chiều

What's with all these "cash only – live within your means" comments. Don't people know how the world works? Also using credit and finance sensibly is sometimes wiser than not using it at all. What do you guys think a mortgage is? You don't save first and then buy a house. Also – let people live their life how they want to. If they want to get a brand new car then let them. I've seen people get an older car and spend all the money they're supposedly saving in the garage fixing things every other month.

MrAyy 06/12/2021 - 3:19 Chiều

Massive fan of cars in love with them but however you look at it; buying in cash, finance or even lease… cars depreciate and cars break down. Whatever the scenario do what makes you happy so long as it’s in your means to do so.

Not saying get into car debt for happiness 😊

A.Sampson 06/12/2021 - 3:19 Chiều

Good vid

Bobby Jay 06/12/2021 - 3:19 Chiều

When I bought my car from the dealership, they offered me cash or finance. Finance was twice more than cash. So I bought it on cash.

Roddy Federer 06/12/2021 - 3:19 Chiều Reply
AAron Thom 06/12/2021 - 3:19 Chiều

Oh Mat 😍

rovamota 06/12/2021 - 3:19 Chiều

And don't forget the APR will be judged on your credit rating – if you can get credit at all.

Shajee Fareedi 06/12/2021 - 3:19 Chiều

Good Work! Good tips indeed! …

Angela Roman 06/12/2021 - 3:19 Chiều

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saltire546 06/12/2021 - 3:19 Chiều

The best giude would be dont use carwow , they advertise cars @ way above what some car makers are selling them for do you home work what you might think is a bargain wont be .
Currently in the uk some of the independants prices will destroy carwows prices easy its just a case of going on the internet and searching .
I got this e-mail form Trustpilot
Thanks for reviewing carwow on Trustpilot.

carwow has reported your review because they don't believe
you've had a genuine buying or service experience. Reported reviews are
temporarily moved offline.
The truth hurts !!!!

محمّد عبد الودود 06/12/2021 - 3:19 Chiều

thanks it was so useful

Zack W. Varela 06/12/2021 - 3:19 Chiều

Can you negotiate the price of a car if you finance it or is negotition only for paying with cash

Thabo 06/12/2021 - 3:19 Chiều

Decent cars cost at least £30k, explain to me how someone on £40k a year is meant to buy a car straight out with cash? You can't, there are other responsibilities. If someone is willing to pay the extra 10%-20% extra in installments, its fine…let them, as long as they actually pay then what's wrong?


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